Loveland Homes under $500,000

Welcome to Loveland, Colorado, a charming city nestled in the heart of Larimer County, where the majestic Rocky Mountains serve as a stunning backdrop to a vibrant community. Known for its rich history and artistic spirit, Loveland is a delightful blend of small-town warmth and modern convenience. With its picturesque parks, thriving arts scene, and proximity to outdoor adventures, it's no wonder that Loveland is a sought-after destination for families, professionals, and retirees alike.

For those in search of affordable housing options, Loveland offers an impressive selection of homes under $500,000. Whether you’re a first-time homebuyer, looking to downsize, or seeking an investment opportunity, this city has something for everyone. From charming single-family homes with spacious yards to modern townhouses with contemporary finishes, Loveland's real estate market provides a variety of choices that cater to diverse lifestyles and budgets.

Imagine living just minutes away from scenic hiking trails, beautiful lakes, and the vibrant downtown area, where you can enjoy local shops, restaurants, and community events throughout the year. The city’s commitment to maintaining a high quality of life is evident in its well-planned neighborhoods, excellent schools, and friendly atmosphere.

With its affordable housing options and an abundance of recreational activities, Loveland is not just a place to live; it’s a place to thrive. Come explore the possibilities and discover your dream home in this beautiful Colorado gem!

Newest Loveland Homes under $500,000

$400,000

4 Beds ⋅ 2 Baths ⋅ 1070011 MLS ⋅ ACTIVE Status

This tri-level home in the desirable Cherry Hills subdivision is packed with potential and offers a fantastic opportunity for buyers looking to add their own personal touches. With 4 bedrooms and 1 1/2 bathrooms, this home provides plenty of space and flexibility to fit a variety of lifestyles. The main level features current durable vinyl plank flooring, while the kitchen comes equipped with stainless steel appliances, including the stove, dishwasher, and refrigerator. The upstairs bathroom has already been updated, allowing you to focus on cosmetic improvements and make the home your own. While the carpet needs to be replaced, the home's solid foundation and functional layout make it a great value. The versatile fourth bedroom offers endless possibilities. Use it as an additional family room, guest retreat, home office, workout space, music room, or flex space to meet your needs. Ideally located near Lake Loveland, you'll enjoy easy access to outdoor recreation, scenic views, shopping, dining, and everyday conveniences. Plus, the convenient location provides an easy commute to Estes Park and other Northern Colorado destinations. If you're searching for a home with great bones, updated essentials, and the chance to build equity with a little TLC, this Cherry Hills gem is one you won't want to miss! First time home buyers and investors alike, this could be the one you've been waiting for.

2404 N Van Buren Ave, Loveland

$95,000

3 Beds ⋅ 2 Baths ⋅ 7061 MLS ⋅ ACTIVE Status

Idyllic SENIOR 55+ community near shopping, bus route, medical facilities, Chilson Rec Center. The community has 2 parks, cov. picnic areas/BBQ grills, outside water included in lot rent. One owner must be 55 y/o, another 40. Home has a split bedroom floor plan & open concept. Roof new 2017, Furnace/AC 2018, Water Htr. 2021, Primary shower new 2021. 2 Car garage + 3rd bay for golf cart or enclosed patio+ work shop, all finished areas. Storage shed included + most furniture. Home faces south. Buyer must apply for park approval.

1785 Garnet St Unit 58, Loveland

$400,000

3 Beds ⋅ 2 Baths ⋅ 1069969 MLS ⋅ ACTIVE Status

. Quiet and serenity in this Townhome/Syle Condo. VIEWS from deck of pond below and short1/4 mile to the Lake .Includes most furnishings including newer washer & dryer in laundry room, Excellent like-new home offering spacious 3-bed 2-Bath (Mainly Furnished) like new Townhome in THE LAKES in the City of Loveland. A beautiful mountain-type city of more than 50,000 people with 35 lakes available to the local citizenry. Kindly enjoy the photos and video displaying appointments showing many upgrades: With Fireplace in living room , Cathedral Ceilings, comfort-size bedrooms, large bathrooms, includes a nice Laundry Closet with new Washer & Dryer, with an open deck with views of lakes, and Cat-tail lined pond. Have a wish for a secure energetic neighborhood? Here's A great location with Mtn-scenery, fishing, kayaking, wildlife, Great-white pelicans, geese and Osprey to share your days with abundant walkways and bike trails. ...HERE is a Like-New spacious home only two yrs old, lived in for 7 months by owners. Great Shopping, Dining, theatres, The UCMC (University of Colorado Medical Center) located very close within minutes...The Lakes at Centerra is an award winning community for activities available in lovely Loveland, Which is only a short 35-minute drive up a beautiful canyon to old western mountain town Estes Park, where the wildlife is abundant. Where the TRAIL-RIDGE-ROAD will take you over the continental-divide to Grand Lake and into the Central Rocky Mountains and World-Class Skiing. Come, Look, enjoy this one!

4180 S Park Dr Unit 16-201, Loveland

$469,000

3 Beds ⋅ 2 Baths ⋅ 9762445 MLS ⋅ ACTIVE Status

Welcome home to this charming and spacious home offering room to spread out on every level! Fresh interior paint and new carpet make this home move-in ready. The lower level welcomes you with a large foyer and a separate office that could also serve as a non-conforming bedroom, flex space, or hobby room. The main level features a bright, open floor plan connecting the living room, dining area, and kitchen-perfect for everyday living and entertaining. The kitchen offers abundant cabinetry, a center island, all appliances included, and easy access to the large deck, an ideal spot to enjoy your morning coffee or relax at the end of the day. Upstairs, you'll find a spacious primary suite complete with a full private bath and large walk-in closet, plus two additional bedrooms, another full bath, and a conveniently located laundry area. The unfinished basement provides plenty of opportunity for future expansion and includes a bathroom rough-in and an existing radon mitigation system. New High Efficiency Furnace in 2023 + New Water Heater in 2024. Outside, enjoy low-maintenance landscaping and an alley-load garage for added convenience. With flexible living spaces, fresh updates, and room to grow, this home is ready for its next owner!

1827 E 11th St, Loveland

$395,000

3 Beds ⋅ 3 Baths ⋅ 1069938 MLS ⋅ ACTIVE Status

Morning coffee with mountain-town calm, a park right across the street, and a home that takes care of the little things for you. This 3-bed, 2.5-bath paired home in Wilson Commons offers main-floor primary living and upgrades that make every day easier: 9-ft ceilings, vinyl plank flooring through the main floor, and a kitchen built for the cook, with quartz counters, 36" upper cabinets, a composite sink and a gas range with an exterior-vented hood. The main-floor primary suite is your retreat, finished with quartz counters and a glass shower surround. Upstairs, two bedrooms and a flexible loft give you room for guests, a home office or a creative space, and a deep soaking tub with tile surround is ready for slow evenings. Upper-level laundry and soft-close cabinet doors and drawers throughout keep the day running quietly. Step outside to a covered patio with extended concrete and a gas line ready for the grill, all inside a fully fenced backyard. Central A/C, a smartphone-compatible thermostat, a tankless water heater and a passive radon system add comfort and peace of mind. There's also an oversized attached garage with an 8-ft door and alley access. The HOA maintains the front-yard landscaping and community snow removal, so weekends are yours. NO METRO DISTRICT!

3106 Picasso Dr, Loveland

$492,000

3 Beds ⋅ 2 Baths ⋅ 1069928 MLS ⋅ ACTIVE Status

So much to love in this 2020-built Loveland ranch: 3 beds, 2 baths, and 1,535 sq ft on one level in the heart of Northern Colorado. Downtown Loveland is 10 minutes away, with easy I-25 access to Fort Collins and Denver. Trails, neighborhood parks, and Boyd Lake State Park are close by, plus private reservoir access for paddle boarding. Inside, 9-ft ceilings and luxury vinyl plank flooring run through a light-filled open floor plan. The spacious kitchen with gas range opens to a large living area anchored by a custom built-in entertainment center. The private primary suite has a walk-in closet and 5-piece bath with double vanity. Central A/C and main-floor laundry round out the interior. The upgrades are done: new tankless water heater and HALO water filtration system. The fenced yard has an oversized east-facing patio that's shaded on summer evenings and low maintenance xeriscaping, and the west-facing driveway melts snow fast. The tall 2-car garage and vapor-lined crawlspace add plenty of storage. Minutes to Centerra's shopping, dining, and entertainment, and to Medical Center of the Rockies. Move-in ready!

2956 Cub Lake Dr, Loveland

$482,000

3 Beds ⋅ 3 Baths ⋅ 1069909 MLS ⋅ ACTIVE UNDER CONTRACT Status

SOLD BEFORE PUBLISHED Holyoke by Aspen Homes. 2-story w/3 bed, 2.5 bath w/full unfinished daylight bsmt. Bright open plan thru kitchen, dining & living room. Eat-in kitchen w/ solid surface counters, island, pantry & SS appliances. Primary suite w/5 pc bath, walk-in shower & walk-in closet. Back deck and 10X14 lower patio. AC & active radon! Highly efficient w/ 95% eff furnace, tankless H20, HERS energy tests, E-Star windows. Class 4 roof. Rear lot line fence included. Front yard landscape included & maintained by HOA

4718 Degas Dr, Loveland

$451,300

3 Beds ⋅ 3 Baths ⋅ 1069908 MLS ⋅ ACTIVE Status

MOVE IN READY Fremont by Aspen Homes, 2-story 3 beds, 2.5 baths, kitchen w/ island, walk-in pantry & stainless appliances. Oversize 1 car garage w/opener. Upper floor laundry. Standards: central AC, smart phone compatible thermostat, tankless H20 heater, 9ft walls on main, painted doors & trim, glass shower surround in master, active radon system, back patio, front yard landscape & back fence included! Premium corner lot. Class 4 roof standard! HOA maintains front yard landscape.

4797 Degas Dr, Loveland

$469,000

3 Beds ⋅ 2 Baths ⋅ 1069904 MLS ⋅ ACTIVE Status

A MUST SEE RENOVATED HOME AT THIS PRICE POINT!!! Move-in ready home set on a 0.23-acre lot and surrounded by mature trees and lush plantings, creating a peaceful, forest-like setting that feels tucked away yet close to everything. Lovingly maintained with numerous upgrades, including a newer roof, upstairs flooring and bathroom renovation, and major system improvements, this home offers peace of mind and a polished, ready-to-enjoy feel from the start. FULLY REMODELED and updated kitchen is equipped with stainless steel appliances, quartz countertops, a honeycomb backsplash, and soft-close doors and drawers. Upstairs, newer flooring leads you to three versatile bedrooms, including the primary suite with a larger closet space, and an updated shared bathroom, creating a clean and refreshed feel throughout the upper level. The basement was recently repainted and installed with new lighting, offering a spacious entertainment area with a fireplace, along with an additional bonus room that can be used as a storage space to keep everything organized. The fenced backyard feels like your own escape and includes a concrete patio, a sunroom for year-round enjoyment, and a small shed for extra storage, all surrounded by greenery that enhances the sense of privacy. Centrally located with easy access to Loveland's local hot spots, dining, and everyday conveniences, everything you need is just minutes away. With updates throughout and a well-cared-for interior and exterior, this home offers a seamless move-in experience that is ready to be enjoyed from day one.

1210 Gard Pl, Loveland

$404,900

3 Beds ⋅ 4 Baths ⋅ 6376500 MLS ⋅ ACTIVE Status

MOVE-IN READY! Beautiful model home opportunity in Riano Ridge! Ask the builder about special financing with rates as low as 3.50%, subject to eligibility, lender approval, market conditions, and applicable terms. Perfectly positioned with a greenbelt just outside the front door, this home offers a more open feel and attractive streetscape. The main floor features an inviting open-concept design where the great room, dining area, and kitchen come together to create an ideal space for everyday living and entertaining. The kitchen is appointed with sleek slab quartz countertops, stainless steel appliances, luxury vinyl plank flooring, and a center island that provides additional prep space and casual seating. Just off the main living area, a private patio offers the perfect place to relax outdoors, while the attached one-car garage provides added convenience and storage. Upstairs, the spacious primary suite includes a walk-in closet and an ensuite bathroom. A second bedroom and full bathroom provide flexible space for guests, a roommate, or a home office. The upper-level laundry room adds everyday convenience, and energy-efficient construction helps maximize comfort while reducing utility costs. Riano Ridge offers a variety of thoughtfully designed floor plans to fit different lifestyles. Residents will enjoy an exceptional location directly across from Mehaffey Park, featuring pickleball courts, community events, and easy access to scenic trails. The nearby Loveland Recreation Trail system spans more than 20 miles of paved pathways, making it easy to experience the best of Northern Colorado's outdoor lifestyle. A future neighborhood pool is planned for 2027. For current availability, community information, special financing details, or to tour the model homes, visit the Welcome Home Center at 3095 Gladstone Avenue.

3089 Gladstone Ave, Loveland

$415,000

3 Beds ⋅ 2 Baths ⋅ 1069862 MLS ⋅ ACTIVE Status

Tired of looking at townhouses with no yards, high HOA fees, and Metro taxes? This quaint home in central Loveland is perfect, whether it used as an owner-occupied home, a long-term rental, or a short-term rental. Two beds and a full bath are on the upper level, and the third bedroom with a 3/4 bath and laundry is on the lower level. A perk of the tri-level design is having both a living room on the main floor, and a family room with wood burning fireplace, on the lower level. Tasteful updates have already been done. This home is move in ready for the holidays! **Home is being sold "AS IS" due to the seller's schedule, and their inability to coordinate any possible inspection repairs.**

2025 Cheyenne Ave, Loveland

$370,000

2 Beds ⋅ 2 Baths ⋅ 1069820 MLS ⋅ ACTIVE Status

Great location for this 2-bedroom, 2-bathroom Loveland condo, just blocks from Lake Loveland and Rist Benson Reservoir. The home features updated carpet, newer interior paint, and an eat-in kitchen with granite countertops and newer stainless steel appliances. Enjoy great outdoor space with a private deck and porch overlooking a courtyard with mature landscaping. Conveniently located near two grocery stores and multiple restaurants. A hard-to-find attached 2-car garage provides added convenience and storage. New roof and skylights installed in 2021, with the furnace replaced in 2025 and the hot water heater replaced in 2020. Radon mitigation as well.

1942 W 17th St, Loveland

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