Fort Collins Homes under $1 million

Welcome to Fort Collins, Colorado—a vibrant city nestled at the foothills of the Rocky Mountains, renowned for its stunning natural beauty and lively culture. As the largest city in Larimer County, Fort Collins boasts a charming blend of outdoor adventure and urban sophistication. With its picturesque landscapes, bustling downtown, and a plethora of recreational opportunities, it’s no wonder that this city is a favorite among families, professionals, and outdoor enthusiasts alike.

Fort Collins is home to a diverse range of neighborhoods, each offering a unique character and appeal. From the historic charm of Old Town, with its quaint shops and eateries, to the family-friendly suburbs that provide ample parks and schools, there’s something for everyone here. The city is also known for its thriving craft beer scene, with over 20 breweries calling it home, making it a top destination for beer lovers.

For those seeking to invest in this beautiful city, you’ll be pleased to know that Fort Collins offers an array of homes under $1 million. Whether you’re in the market for a cozy bungalow, a modern townhouse, or a spacious single-family home, there are plenty of options to fit your lifestyle and budget. With the current real estate market, it’s an opportune time to explore the available properties that not only offer comfort but also the chance to be part of a community that values outdoor living and local culture.

Discover your dream home in Fort Collins today, where adventure and community come together in perfect harmony!

Newest Fort Collins Homes under $1 million

$599,000

4 Beds ⋅ 3 Baths ⋅ 1069988 MLS ⋅ ACTIVE Status

Classic Quality and Unbeatable Midtown Location! Welcome to this exceptionally well-maintained bi-level in the desirable Mission Hills neighborhood, where quality craftsmanship is evident from the moment you step inside. Solid wood six-panel doors, rich wood trim, exposed wood beams, and solid construction showcase the character and durability of a home built to last. All bathrooms have been partially updated, and the furnace and A/C were replaced in 2025 for added peace of mind. A family room with gas fireplace and wet-bar in the lower level are perfect for entertaining. Upper-level windows have been upgraded with quality Pella and Andersen windows. Outside, enjoy beautifully landscaped front and back yards, a spacious two-level deck perfect for relaxing or entertaining, and an adorable backyard shed full of charm and potential. Even better, there's NO HOA and NO Metro Tax District! Enjoy the freedom of no HOA dues while keeping more money in your pocket. The fantastic Midtown location puts you close to Edora Recreation Center, Spring Park, King Soopers, and Whole Foods, with CSU just 2 miles away and the vibrant shops, restaurants, and entertainment of Old Town Fort Collins only 2.5 miles away. A wonderful blend of timeless craftsmanship, outdoor charm, and everyday convenience!

2236 Ouray Ct, Fort Collins

1221 University Ave Unit D-202, Fort Collins

$306,000

2 Beds ⋅ 2 Baths ⋅ 1069983 MLS ⋅ ACTIVE Status

Opportunities like this do not come along often. This fully remodeled second-floor, two-bedroom, two-bath condo sits just one minute by bike and two minutes on foot from the CSU campus, and it is ready on day one: brand-new carpet, luxury vinyl plank floors, granite surfaces, remodeled baths, new ceiling fans with lighting, and every appliance included. No projects, no punch list, no waiting. Just an outstanding location and a home that is done.Inside its 880 square feet, a private second-floor entry opens to a bright living and dining room centered on a gas fireplace. The kitchen pairs granite counters and a breakfast bar with stainless KitchenAid, GE and Whirlpool appliances, and the range, microwave, dishwasher, refrigerator, washer and dryer all convey. Two well-proportioned bedrooms, a primary suite with a walk-in closet, and two full baths make the layout work for owners, roommates or tenants alike. A covered balcony with its own exterior storage closet keeps bikes and gear out of the way.Peace of mind comes standard. A custom Elk security system monitors every door, window and zone of motion, and moisture sensors in the wet areas can send an alert at the first sign of water, so lock-and-leave ownership is simple. Open parking is available.Whether you are part of the CSU community or an investor looking to add one of the most convenient two-bedroom, two-bath residences near campus to your portfolio, this one deserves a look right away. Schedule your private showing today.

1221 University Ave Unit D-202, Fort Collins

$447,500

3 Beds ⋅ 2 Baths ⋅ 1069979 MLS ⋅ ACTIVE Status

6714 Autumn Ridge is your next home! This inviting home features new carpet throughout, ceiling fans in the living room and every bedroom, and a spacious kitchen with plenty of room for cooking and everyday living. Step outside to enjoy the newly refinished deck, while a neighborhood park sits conveniently right outside your front door. A detached single-car garage with a long driveway provides additional parking and storage, and the convenient location makes it easy to get around Northern Colorado and reach shopping, dining, parks, and other everyday amenities.

6714 Autumn Ridge Dr, Fort Collins

$595,000

5 Beds ⋅ 3 Baths ⋅ 1069949 MLS ⋅ ACTIVE Status

Just an incredible 3500 SF ranch style home in Trail Head! The main level includes all new interior paint and carpet in the 3 bedrooms, 5-piece primary bathroom, and built-in shelving in the primary walk in closet. The full basement was professional finished, adding 2 bedroom, a 3/4 bathroom, huge rec room, laundry and an additional study/office with french doors! The large rec room in the basement includes a sink, refrigerator and microwave. The home boasts cathedral ceilings on the main level, gas fireplace in the living room, and additional W/D hookups near the door to the back patio. The updated kitchen includes a newer refrigerator and gas range with build-in air fryer with a large island and granite slab countertops The roof was replaced in 2018 with an class IV impact resistant shingle, and the exterior repainted in 2022. The HOA includes irrigation watering, trash and recycling. Wonderful neighborhood Traverse Park is just down the street, and Old Town is a short drive away! A one-year First American Home Warranty to be provided for peace of mind! The home has been pre-inspected. Come take a look!

3327 Wagon Trail Rd, Fort Collins

$549,000

3 Beds ⋅ 3 Baths ⋅ 1069943 MLS ⋅ ACTIVE Status

Welcome home to easy Colorado living in desirable Harmony Crossing! Beautifully updated and freshly painted inside and out, this two-story home blends warmth, functionality, and inviting spaces for everyday living and entertaining. Step inside to soaring vaulted ceilings, abundant natural light, and beautiful solid hardwood floors. The open main level centers around a tile-surround gas fireplace, creating a welcoming place to relax and gather. The spacious kitchen offers generous cabinetry, plenty of meal-prep space, a gas range, and casual eat-in dining for everything from morning coffee to family dinners. Upstairs, retreat to the vaulted primary suite featuring an updated 5-piece bath with new shower. Two additional bedrooms share a convenient Jack-and-Jill bath. The mostly finished full basement expands your living space with a recreation room, study/flex space, and large storage room with shelving-plenty of flexibility for work, hobbies, guests, or play.Colorado living continues outdoors in the private backyard featuring a stamped concrete patio, new adjustable metal louvered pergola, raised garden beds, new privacy fence, and gas line for the BBQ-an inviting setting for summer dinners, entertaining, or simply unwinding at the end of the day. Conveniently located near I-25, parks, schools, restaurants, coffee shops, entertainment, and Front Range Village shopping. With a low HOA, no metro district tax, pre-inspection, and included home warranty, this move-in-ready home offers comfort, convenience, and a lifestyle that's easy to love!

2001 Skye Ct, Fort Collins

$545,000

4 Beds ⋅ 2 Baths ⋅ 1069927 MLS ⋅ COMING SOON Status

If you love to recreate, 2443 Montmorency St is the home for you! Located in the Brown Farm subdivision, you have easy access to Pineridge, Tanglewood and Maxwell Natural areas, Spring Canyon Park, Horsetooth and Dixon Reservoirs, Hughes Disc Golf and the Spring Creek Trail System. Stay close to home and enjoy the open space/trail in Brown Farm. No HOA and No Metro District allows you to save your hard earned dollars! The large backyard, deck and pergola provide the perfect setting for relaxing at home or entertaining guests. Exterior paint 2026. Roof replaced 2024 with standing seam metal. Gutters and downspouts replaced 2024. Windows and Sliders replaced 2024. Water heater 2025. New dishwasher. Newer fridge. Newer deck and pergola. New chicken coop.This versatile floor plan offers 2 bedrooms and flex room on the main level with laminate flooring. Modern bathrooms. Three sliders with easy access to a dog run, garden beds and deck. The basement includes a large rec room, gym space, 2 more bedrooms with fresh carpet, and a storage room. A large, egressed and timbered window well allows the morning sun to pour into the basement. Front yard Xericsaping affords more weekend free time. See this home soon!

2443 Montmorency St, Fort Collins

$500,000

5 Beds ⋅ 3 Baths ⋅ 1069926 MLS ⋅ ACTIVE Status

RATE BUYDOWN!! LOW 5% temporary or LOW 6% fixed rate available on this home with preferred lender approved credit. Live the Fort Collins life! Lovely Home offers ~HUGE LOT + QUIET STREET + 5 BEDROOMS + NO HOA + 2 LIVING AREAS~ What will you do with 5 bedrooms (one is Home Office ready)? Perfect for working from home and multigenerational living. Literally minutes from Old Town Fort Collins, the Lyric Cinema, New Belgium and Odell Brewing--so close you truly can ride your bike in. Quiet street, Large Lot, and NO HOA give you the privacy you crave. Bring your dogs!! Besides the huge, fenced backyard, there is a Large DOG WASH shower in lower level bathroom! (*Temporary or standard rate buydown: Mortgage rates and availability subject to qualification. Contact Justin Crowley - First Western Trust: 970-691-2214)

605 Brewer Dr, Fort Collins

$399,000

3 Beds ⋅ 2 Baths ⋅ 1069925 MLS ⋅ ACTIVE Status

$15,000 "Flex Cash" or buy down offered for the FIRST WEEK ONLY with preferred lender (10/2/26-10/9/26). Open House Saturday 10/3 from 10:00am to 12:00 - Lender on site at the open house to customize your payment need! Great Fort Collins value! This well-maintained 3-bedroom, 2-bath home offers an open floor plan with vaulted ceilings, abundant natural light, and stainless-steel appliances. Recent exterior updates include new paint & siding. The spacious primary suite features a private en suite bath and large walk-in closet, while a secondary bedroom with direct patio access offers flexibility for guests, a home office, or additional living space. A deep garage and side-yard storage shed provide plenty of room for bikes, tools, and outdoor gear. Fully fenced back yard, with irrigation water provided through the HOA. Conveniently located near Old Town Fort Collins, I-25, breweries, dining, and recreation.

1026 Berwick Ct, Fort Collins

1601 N College Ave Unit 147, Fort Collins

$25,000

2 Beds ⋅ 1 Baths ⋅ 7059 MLS ⋅ ACTIVE Status

$25,000! Affordable Fort Collins living in a gated 55+ community! This 2-bedroom, 1-bath manufactured home offers 782 sq ft of living space, a 1-car attached carport, accessible ramp entry, and convenient storage with a shed attached to the carport plus an additional large shed in the backyard. The roof was replaced a few years ago. The home is being offered strictly AS-IS, providing an opportunity for a buyer to make it their own. The seller will not be making repairs or improvements. The home includes all existing appliances, plus a washer and dryer, with washer/dryer hookups. Enjoy a nicely maintained lawn, covered parking, and plenty of storage. The home is vacant and easy to show. Located in North College Manufactured Home Community, a gated 55+ land-lease community in north Fort Collins. Enjoy convenient access to Old Town, shopping, dining, medical services, public transportation, and other everyday amenities. Monthly lot rent is currently $1,150. Buyer and Buyer's Broker to verify lot rent, community approval requirements, rules, fees, utilities, and all property information. Buyer is responsible for conducting their own due diligence regarding the condition and suitability of the home. Cash/chattel financing may apply; buyer to verify financing options and requirements.

1601 N College Ave Unit 147, Fort Collins

$700,000

3 Beds ⋅ 2 Baths ⋅ 4317458 MLS ⋅ ACTIVE Status

Welcome to a waterfront lifestyle that feels more like a private retreat than simply a place to call home. Set along the peaceful waters of Baker Lake, this beautifully renovated home offers the rare opportunity to swim, paddleboard, kayak, float or enjoy an electric boat-all just steps from your own backyard, corner dock and boat ramp. Inside, expansive windows capture beautiful water views while flooding the home with natural light. Rich hardwood floors, vaulted ceilings and thoughtfully updated spaces create a warm, inviting atmosphere throughout. The renovated kitchen features granite countertops, and stainless steel appliances, while both formal and informal dining spaces make entertaining effortless. This home is incredibly well kept with a newer roof and exterior paint. The spacious lower-level family room is a natural gathering place, with a cozy fireplace, generous room for furnishings and wonderful water views. Upstairs, 3 bedrooms are complemented by a beautifully renovated full bath. Just off the garage, a convenient mudroom and another updated bath add function to the home's thoughtful layout. But the real magic of 401 Orilla Del Lago is how naturally life flows outdoors. Step onto the expansive tiered deck with plenty of room for dining, lounging and entertaining, wander down to the water for an afternoon on the lake. Morning coffee overlooking the water, paddleboard outings, sunset dinners on the deck and long summer evenings with friends can be everyday life here. Vista Bonita is one of those special neighborhoods that feels tucked away from the world, with winding streets, walking paths, a community park and a peaceful sense of tranquility-yet all the conveniences of Fort Collins remain within easy reach. A voluntary Lake Association membership also offers access to additional amenities for a nominal fee. There is something unmistakably vacation-like about living here. At 401 Orilla Del Lago, home and getaway become one and the same.

401 Orilla Del Lago Ft, Fort Collins

$449,500

3 Beds ⋅ 3 Baths ⋅ 1069887 MLS ⋅ ACTIVE Status

Where can you find a home BACKING TO COMPLETE PRIVACY AND OPEN SPACE in this price range! Jump at this opportunity! Located just 10 minutes from all of the fun and excitement of Old Town Fort Collins with a designated bike lane to College Ave. This spacious and welcoming 3 bedroom, 3 bath home is overflowing with value and opportunity. Tucked in a quiet cul-de-sac backing to Cooper Slough Natural Area on a large 7908 square foot lot, this yard is a peaceful oasis ready for your personal touch. Garden and grow to your heart's content with HOA provided non-potable water included in the HOA dues. No high summer water bills, and easy watering with the sprinkler system. The main floor features hard surface flooring throughout, a large kitchen with ample countertop and cabinet space, a living room big enough for a crowd and a dining area overlooking the back yard and native areas beyond. The upper level features a massive primary retreat complete with vaulted ceilings a walk-in closet and a private 3/4 bath. Brand new carpets installed in the upper level. The two car attached garage provides room for all of your equipment for Colorado adventures. The neighborhood features walking trails through the natural areas and access to Rabbit Brush Park. New Class 4 shingle roof in 2020 (eligible for insurance discounts). Central A/C installed in 2020.

3714 Elgin Pl, Fort Collins

$575,000

4 Beds ⋅ 2 Baths ⋅ 1069875 MLS ⋅ ACTIVE Status

Refreshed and ready near CSU. New Class IV roof, fresh paint and carpet throughout, new water heater, and a new steel-post fence around the entire backyard. Kitchen updated with shaker cabinets, granite, motion-sensor under-cabinet lighting, and a new sliding glass door; primary bath updated as well, and the lower bath is newer. Mudroom and laundry are accessible from the garage. Deck off the dining room looks over a shady, fully sprinklered yard with raised garden beds on pressure-regulated drip lines and their own sprinkler zone, a chicken coop, and native pollinator plantings front and back. Lower-level rec room has a fireplace with a built-in circulating fan. Parks, natural areas, and Spring Creek Trail nearby. About 5 minutes to campus and Elizabeth Street. No HOA.

1937 Constitution Ave, Fort Collins

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