220 W 4th St, Loveland, CO 80537

$800,000
4
BD
5
BA
2,890
SqFt

Show Photos

Verify your account to unlock exclusive photos, mortgage tools, and more.

Sold Price
$800,000
List Price
$748,000
Status
CLOSED
MLS#
1060354
Closing Date
Jul 29, 2026
Year Built
1896
Bedrooms
4
Bathrooms
5
Living Area
2,890
Region
Loveland/Berthoud
Subdivision
Rists

Property Description

Location, Location, Location!!! Discover this 1896 Victorian brick home in the vibrant heart of downtown Loveland. Within walking distance to dining, craft breweries, & boutique shops, this property offers the ultimate downtown lifestyle. With three seamlessly updated living spaces, the possibilities for instant rental income or a sprawling multi-generational family dwelling are endless. Renovated in 2019, the main home features an inviting open floor plan, a gourmet kitchen with custom wood countertops, & a stunning granite island. The primary suite includes an attached bath with a clawfoot tub & two large walk-in closets, while the guest bath offers a custom tile shower & radiant heat floors for ultimate comfort. Historic character shines through the original woodwork, mantel, & surround paired with modern touches of an electric fireplace & a cozy projector screen setup. Step outside to enjoy beautiful Colorado sunrises & sunsets from the expansive wraparound deck. The attached self-contained studio, remodeled in 2023, boasts a private access deck, a 3/4 bathroom, & a curated kitchenette, with direct access to the lush grounds- perfect for hosting a BBQ or relaxing around the fire pit. Upper-level suite, completed in 2024, is a modern retreat with open-concept living, dining, & kitchen areas complete with a coffee+cocktail bar, wood countertops, & an electric fireplace. The bedroom highlights a spa soaking tub & a second fireplace, while the bath includes a luxurious steam shower. A private upper deck offers beautiful treetop views. The spectacular, fully fenced xeriscaped grounds feature mature trees, fruit trees, grapevines, lilacs, irises, & a garden- all on a drip irrigation system, planted and ready for summer. The detached two-car garage, finished in 2019 & currently used as an artist studio, includes a mini-split AC/heat unit, a wood-burning stove, & can be wired for 220V power. Convenient alley access offers extra backyard space to park your RV or toys.

Additional Information

Taxes
$3,364
Style
Victorian, Dwelling with Rental
School District
Thompson R2-J
Elementary School
Truscott
Middle School
Bill Reed
High School
Thompson Valley
Heating
Forced Air, Hot Water, Zoned, Radiant
Cooling
Central Air, Ceiling Fan(s)
Utilities
Natural Gas Available, Electricity Available, High Speed Internet Available, Underground Utilities
Garage Spaces
2
Zoning
R3E

Listing courtesy of Stefanie Erion.

9703001985

Selling Office: .

How much is your home worth?

...get instant property value now!

Mortgage Calculator

Amount of Loan
Annual Interest Rate
%
Term of Loan
Years

Does not include any taxes or fees.
Please consult a financial professional.
Calculator source: Real Geeks

Listings courtesy of Information and Real Estate Services, LLC as distributed by MLS GRID.


Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker of MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.